"Not just a loan audit, but a business
cash enhancement plan..."

 

RESIDENTIAL LOAN AUDIT PROGRAM

Audits as low as $175 each!

Our audits are ideal for attorneys, entrepreneurs, loan modification companies, counseling agencies, churches, real estate professionals, and other persons or groups interested in helping homeowners significantly improve their mortgage payments.  Reseller audits come with private label option. 

 

The loan audit program includes a full audit report for each mortgage.  And SFF fully supports all questions relating to the audit report.  All reports come with a QWR and/or rescission letter (if applicable).

All Forensic Audits also come with our REFUND CHECKER AUDIT (see FAQs for more information).

***Special -- Get our Online Mortgage Audit Application installed on your Website when you Buy 10 Audits or more.   See features and pricing here.***


PRICE LIST

Forensic Audits

* Free Loan Mod or Credit Repair Software - Click Here for Details
* Forensic Analysis
* Free Attorney Referral Assistance ALL 50 States
* HELOC Comparative Check for Refinances
* Re-engineered Truth and Lending Statement and Schedule of Payments
* QWR and Rescission Letter (if applicable)
* Lender Collections Protocal Review
* Refund Checker Audit (Does your servicer owe you a refund?  We will let you know.)
* 5 - 7 Business Day Turnaround Time
* Case Law and Key Laws

Securitization Audits

* Free Loan Mod or Credit Repair Software - Click Here for Details
* Securitization Analysis (w/ CUSIP info)
* Mers Report
* Robo Signer Audit
* The Securitization Trust
* Case Law
* Free Attorney Referral Assistance ALL 50 States
* 7 Business Day Turnaround Time

General rules of thumb when determining if a property is eligible for a forensic or securitization audit:

Forensic:

- If the borrower is "primary" resident of property AND is in default, or financial distress, or upside down, or refinanced in the last 3 years.  Note:  Non-primary residence properties can be included for appraisal fraud, application fraud, collection violations, and other fraud.

Securitization:

- If the servicer of the loan is not the same as the note issuer

- The investor (if known) is not the governement (i.e., Fannie Mae or Freddie Mac)

Securitization Gov't Check:  It is suggested you check all properties at the 2 links below. If the property in question is listed, then the loan was not securitized into a private label trust, and you should probably not order a securitization audit for this client because the report will be a no-trust report.  However, a robo signing check and chain of title review will still be completed, so it is your choice.  

A forensic audit can still be ordered.  

https://ww3.freddiemac.com/corporate/

http://www.fanniemae.com/loanlookup

Questions?  See the FAQs.

Forensic & Securitization AND Attorney Referral Assistance Steps

 Sample Forensic Audit

Sample Securitization Audit

New  - Sample ABS Financial Securitization Audit

	Order a Forensic/Securitization Audit (Required) 1. Wholesaler Intake i.e., intake documents and wholesale agreement) NOTE: For securitization audits, ONLY the Note, Mortgage, and a recent Mortgage Statement is needed.  Foreclosure files should also include ALL foreclosure-related collection notices including Assignment of Mortgages, Affidavits, Notices of Default, or Lis pendens, etc... NOTE:  For ABS Audits, please send the completed questionnaire FIRST, allowing us to check to see if it is in a trust or not...
	Submit Audit Forms and Payment 1. Send completed forms, Excel intake form (macros need to be set to medium) (the Excel form is optional for all "FORENSIC" Audits), questionaires, and mortgage documents to 877-702-7286 or contact@freemortgageaudit.net 2. Complete purchase of your desired package (below) with online pay by check
	Audit Delivery Completed Audit is emailed to client with full instructions. Audits will be completed in 5 - 7 business days or less.  Note: All files submitted on Friday - Monday will be treated as though they were submitted on the next business day.  All files submitted after 2pm EST will be treated as though they were submitted the following business day.
	FREE Attorney Referral Assistance All borrowers will receive free assistance in helping you find and attorney to help you with your situation.  We have a list of attorneys that have be trained on how to use audits in court. If your state is not listed, we will still provide assistnace in locating an attorney for all 50 states.

NOTE:  All law firms and attorneys, please call 813-445-5004 for a review of the service.

 

BUY An Audit Wholesale (All Files Come w/ Choice of Loan Mod Software OR Credit Repair Software) Price List ABS Securitization Audits w/ Affidavits $750 -  $625 Each (See Price List)                                                           Forensic Loan Audits NOTE:  Add $50 to Each Price If You Do NOT Want to Complete The Excel Intake  (Step 2 Above)    (SEC) Securitization Audits  Base Package   (1 file)   $345 (only $295 each with Excel Intake) $295        Buy 5  $1,075 (w/ Excel Intake) ($215 ea) $1,400 ($280 ea)  Buy 10  $1,850 (w/ Excel Intake) ($185 ea) $2,700 ($270 ea)   Buy 20   $3,500 (w/ Excel Intake) ($175 ea) $5,300 ($265 ea)